hong-kong
6 essays on this topic.
- The AI/DLT Conflation Trap in HKMA's March 2026 Strategic Review Mandate
HKMA's new strategic review circular bundles AI inference risk and smart contract risk into one workstream — a governance design flaw that will cause banks to under-govern both.
- Building a Bus Alert System in One Session
How a real need on a Hong Kong bus turned into a GPS-powered alert system in under two hours
- China's AI Stack Is Now Hardware-Deep
DeepSeek V4 launching on Huawei Ascend NPUs signals that China's AI ecosystem is decoupling at the silicon layer — deeper and more durable than model-level divergence.
- Three APAC Regulators Are Converging on AI Governance — Banks Should Build One Framework
MAS, PBOC, and HKMA are independently arriving at similar AI governance requirements. Banks regulated by all three have a narrow window to build one superset framework instead of three silos.
- The QDAP annuity trap: what the tax saving doesn't tell you
Hong Kong's QDAP annuity is sold on a real tax benefit. But the HK$60K deduction cap is shared with MPF top-ups — and that changes everything.
- HK/APAC as an AI Hub for Financial Services: The Story Being Missed
Hong Kong has quietly run one of the most sophisticated GenAI experiments in global banking. Almost no one outside the region is paying attention.